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Central government schemes | Central government scheme

PM Shram Yogi Maan-dhan (PM-SYM)

Pension of Rs 3,000 a month at 60 for unorganised workers

PM-SYM is a voluntary contributory pension scheme launched in 2019 for unorganised workers such as domestic workers, drivers, street vendors and construction workers. A worker aged 18 to 40 with monthly income up to Rs 15,000, who is not in EPFO, ESIC or NPS and is not an income-tax payer, can join. The worker pays a small monthly amount by age of entry, matched by the Centre, and gets a minimum assured pension of Rs 3,000 a month after age 60. Enrol free at a Common Service Centre with Aadhaar, a savings bank account and a mobile number.

Rules, amounts and dates can change. Confirm the details on the official portal or at your taluk office before you apply.

Key facts (useful for exams)

DepartmentCentral government schemes
Started2019
GroupSenior citizens and pensioners

Check official sources

Eligibility, amounts and how to apply change often. Confirm on the official portals or at your taluk office.

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