Janani Suraksha Yojana (JSY)
Cash help for women who deliver in a government or accredited hospital
Janani Suraksha Yojana is a safe-motherhood scheme under the National Health Mission. It gives cash assistance to pregnant women who deliver in a government hospital or an accredited private facility, to reduce deaths of mothers and newborns. The amount depends on the state category and on whether the woman lives in a rural or urban area, and it is paid after delivery. ASHA workers help women register, reach the facility and claim the money. Eligibility rules differ by state, so ask the ASHA worker or the nearest primary health centre which documents are needed, usually the Aadhaar, the mother and child protection card and bank details. Check the National Health Mission portal for the current amounts.
Key facts (useful for exams)
| Department | Central government schemes |
|---|---|
| Started | 2005 |
| Group | Women and children |
How to apply
- Register the pregnancy early at the nearest sub-centre or primary health centre, or through the ASHA worker.
- Get the mother and child protection card and attend the check-ups.
- Plan the delivery in a government hospital or an accredited private facility.
- Give the bank account details to the ASHA worker or the facility so that the cash assistance can be sent after delivery.
Documents usually needed
- Aadhaar card
- Mother and child protection card
- Bank account details
- BPL or caste certificate, where the state asks for it
Check official sources
Eligibility, amounts and how to apply change often. Confirm on the official portals or at your taluk office.
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